Following the loss of a spouse due to divorce or some other cause, should individuals facing their golden years consider retirement living in Salisbury, PA, or a nearby area? The answer is a resounding, “Yes!” For starters, there is much to see and do in Salisbury, so your chances of loneliness or isolation are slim to none – particularly if you choose to enjoy community retirement living in Salisbury, PA.
Divorce affects different people in various ways. This transition isn’t always difficult for every individual. For some, it’s rather a welcome relief. For others, it can be somewhat difficult. To help you work through the process of getting used to retirement life without a spouse, we’d like to offer some tips to consider.
Retirement in Salisbury Township
Salisbury Township is a great place to retire – whether you live alone, with a friend, significant other, or a spouse.
Where safety and crime are concerned, the Township of Salisbury rates relatively well. Particularly in comparison to the national average, crime statistics involving both property and violent crime are low. It’s considered a quaint, safe, ideal place for retirement. What’s more, if you have any retirement income, there will be no state tax on it in Pennsylvania.
Find A Purpose and Fulfillment
Now that you’re divorced and have no spouse or children to care for, it’s time to focus on your needs, interests, and life purpose. If you have friends who have gone through divorce, you may want to discuss with them how they were affected. You can learn from the experiences of others.
As much as possible, maintain an active and supportive social network. Get out and about and participate in social activities including lunch with friends, movies, book clubs, trips, concerts, dances, etc.
Connect with Your Family
Though your family members may be spread out across the nation, the Internet allows you to keep in touch and even speak “face-to-face”. Stay in touch with your loved ones as they can be a source of immeasurable support when you need it.
Check Your Life Insurance
If you had a life insurance policy in place when you were married, you may have listed your spouse as the benefactor. Make sure that, if you’ve changed your mind on that topic, you update your life insurance policy to designate a new benefactor.
You may also want to update any living will or last will and testament, if need be.
If you were on your spouse’s health insurance, you’ll likely need to get a policy of your own now. Check out Medicare, the affordable healthcare act, veterans’ benefits, and more, as they apply to your situation.
Still Need an Attorney?
If your divorce is already final, you may not require the services of an attorney any longer. If you’re still in mediation, an attorney is an absolute must.
If you have divorced but there are problems that need to be settled regarding finances, property, etc., once again, do not attempt this without an attorney.
Your financial situation will likely also change following divorce. Whereas you may have relied on two incomes (consisting of Social Security payments, part-time jobs, pensions, etc.), you may be on your own now, financially. You might need to rethink your spending habits, sell your home and other possessions, etc. In some cases, alimony may be of assistance, but not always.
Consider Our Retirement Community Near Salisbury, PA
Though there is much to see in do in Salisbury and surrounding areas, there is no shortage of opportunities for socialization, fun, and excitement within our community.
Our retirement community stresses health, education, socializing, and much more. It is the perfect place to retire. We have several types of residences including suites, 1 bedroom/2 bathroom, and one bedroom/1-bathroom options.
Our Dimensions Health and Fitness program offers the opportunity for spiritual, intellectual, medical, social, emotional, and physical wellness through spiritual gatherings, educational opportunities, exercise classes, and more.
If you’d like additional information, schedule a tour to see for yourself what we have to offer.